Benefit Mutual Insurance (BMI) provides insurances for Accounting Firms, Alarm Contractors, Arborists, Athletic Sports, Construction, Contractors / Specialty Trade, Craft Breweries, Educational Facilities, Financial Institutions, Healthcare Facilities, Healthcare Practices, Law Firms, Life Science, Limousine Services, Livestock, Maintenance Contractors, Manufacturing, Marine, Media & Advertising, Orthotics & Prosthetics, Pools & Spas, Printers & Publishers, Railroad Contractors & Manufacturers, Real Estate, Retail, School Bus Contractors, Scrap Metal, Security Guards, Self-Storage Facilities, Septic Contractors, Technology Services, Tow Trucks & Auto Transporters, Water Well Drillers, etc.

Special Industry Insurance (SII) is for professions in high-pressure positions can engage in out-of-the-ordinary activities that predispose them to unusual risk factors. Traditional insurance plans cover predictable risks that fall within basic categories, which may or may not provide coverage for an unusual set of circumstances. Special risk insurance fills in coverage gaps for people and businesses exposed to unusual risk factors for prolonged periods.